Adán is one of the Atlético players who ends his contract this coming June 30. The rojiblanco keeper will disassociate himself from the entity of the Wanda Metropolitano although the intention Atlético is to renew. Adan has played two seasons in the rojiblanco team, always in the shadow of Oblak, and in the athletic direction of Atlético they are satisfied with their work and with their behavior in the team. Despite not playing much, Adam has not offered any problems, always in good spirits and loved in the locker room of the Simeone outfit. It is true that he has not had much fortune when he has played either, but there is no complaint about him.Atlético’s idea is to renew. He is 32 years old and will have to sit down and talk to the rojiblancos leaders. Various names have been associated with Atlético in recent weeks. It has sounded Marko Dmitrovic, Eibar goalkeeper, which has performed so well in the Basque team. And also José Sá, the Portuguese keeper of Olympiacos. But Atlético’s first intention is to talk to Adam and offer him renewal. In the club they understand that it is best for him to follow, since he knows the club, the Spanish LaLiga and is an experienced goalkeeper. Adam has hardly had participation in the two seasons he is wearing a red and white dress. Oblak is for many the best goalkeeper in the world and has barely left him minutes. Adam played five games last season. He played in the Copa del Rey, the competition that Cholo reserved for him to play. In the first round, he played both matches against Sant Andreu and played the next round against Girona, where Atlético was eliminated. And he played one of LaLiga, the last game of the year, against Levante. In total, he conceded six goals. Four from Girona (one in the first leg and three in the Wanda Metropolitano) and two against Levante.In this campaign he has played even less, since Atlético was eliminated in their first cup match against Cultural Leonesa. Atlético fell in León 2-1. He had previously played a few minutes in San Sebastián in a league game against Real Sociedad due to Oblak’s injury. He has barely played 144 minutes this season. At Atlético he has played seven games and conceded eight goals.The goal is not one of the positions that most concern Atlético for the next campaign, aware that he has Oblak and a substitute for guarantees like Adam. Atlético is not willing to spend any significant financial amount to reinforce the goal. Renewing Adam is the goal, although time and negotiations will tell if it is feasible or there may be complications.
refinance,Freddie Mac: More than 95% of Q3 Refinancers Choose Fixed-Rate Loans in Data, Origination Adjustable-Rate Mortgage Agents & Brokers Attorneys & Title Companies Fixed-Rate Mortgage Freddie Mac Investors Lenders & Servicers Mortgage Rates Refinance Service Providers 2012-11-15 Esther Cho Share In the third quarter of this year, 29 percent of borrowers who refinanced opted for a shorter loan term, while only 3 percent chose a mortgage with a longer term, according to data from “”Freddie Mac””:http://www.freddiemac.com/. Most borrowers–68 percent–decided to maintain the same term on their loan.[IMAGE][COLUMN_BREAK]Freddie Mac also reported more than 95 percent of refinancers selected a fixed-rate loan. Eighty-two percent of borrowers who started with a hybrid ARM decided to go with a fixed-rate mortgage. The figure is the highest share since the second quarter of 2010. For those who began with a 1-year ARM, 81 percent transitioned into a fixed-rate loan. Home Affordable Refinance Program (HARP) refinancers were more likely to go with a longer-term mortgage, with 25 percent of HARP refinancers shortening their loan term compared to 31 percent of non-HARP refinancers. In a release, Frank Nothaft, Freddie Mac VP and chief economist, explained the benefits of shorter-term mortgages. “”Compared to a 30-year fixed-rate mortgage, the interest rate on a 15-year fixed was about 0.7 percentage points lower during the third quarter,”” Nothaft said. “”For borrowers motivated to refinance by low fixed-rates, they could obtain even lower rates by shortening their term. Further, a shorter-term, fully amortizing loan reduces the loan balance faster and builds home equity sooner.”” November 15, 2012 431 Views